Avoid State farm and Progressive.
Had both for years with great driving record. One moving violation (speeding) in 35+ years.
State Farm was 40% higher than Progressive so I switched. SF came back with “we can save you $$” BS – I replied why did it take me leaving to get a discount?
Progressive was reasonable for first year then started jacking the rate back up to where SF was. When I inquired why – “due to your credit score”. My credit score was in the high 700’s.
Dropped Progressive for the lizard team. Very happy with their rates.