CaptainMusky wrote:

I havent seen them that cheap, my son just got the pro pack or whatever its called and with his discount it was considerably more than that, but still a good deal. His came with the lithium battery but didnt have the glow ring.
I am guessing they just have a ton of inventory and are just trying to blow them out with newer models out. My son’s coworkers all say its a great unit so I am sure he will be happy with it.

Not sure where your son works but he might want to return it and get a cheaper one? The $250 head unit only was over labor day, whole thread here on it.
The following sales all come with a lithium battery also:
Fleet Farm – $399 flx30 pro pack
Marine General- $449 flx30 pro pack
Scheels fish fest- $389 flx30 genz box
Scheels – $479 flx30 pro pack
Cabelas- $499 flx30 ultra pack (sold out)

… store bought turkeys are usually already sitting in a brine. Fresh you can at least make the brine your self and control what goes into it.

If its freshly butchered you are fine for a week. Just keep it cold. Mine will be butchered Sat and I will pick it up Sunday. Wet brine in a brine bag and bucket for a few days like mentioned above.

dave crouch wrote:

what is everybody looking at for the upcoming season? i been looking at the hummingbird helix series.

Take advantage of all the $500 rebate asap if they are still going on. Helix series is finally being replaced. I believe the new series is Hummingbird Xplore.

daily and possession limit of 4 is fine with me.

Lakemaseter’s One boat network app, HD lake maps on your phone , much better and cheaper than navionics. Navionics has been $50 for at least a year, a lot of people exported their waypoints and left the app.

OnX for hunting and now fishing, waiting on the android fish app though.

Has someone called Nicolas Cage?

Sorry, that’s all I have to add

BigWerm wrote:

<div class=”d4p-bbt-quote-title”>Bearcat89 wrote:</div>
Sadly after discussing this with the farmer last night the markings are correct.

I doubt those new signs will change anything as far as the general public accessing it. I’d remove my stands, but keep hunting it, sounds like technically it’s been public, at least for a little while. Have you inquired to the DNR if they are interested in buying the farm? Not sure who you’d ask, but might be worthwhile. Seems like a good opportunity to grow some public land in your backyard.

Not knowing the area this may not work.. but if its plowed fields, I’d reach out to your local pheasants forever chapter. The good chapters have the financial resources to buy land, restore it back to prairie and then turn it over the DNR etc. Typically they are focused on areas they can create big hunting complexes though, but not always if it already boarders public land.

“Instead, excess lottery funds will simply flow to the general fund, making them available for other purposes”

Great so Walz or Flannigan, who ever is governor after the Election, will be able to convince legislature to spend the new money to meet their agenda.

If you want to go to a show, and not the St. Paul one, I’d look at the Blaine Hardwater Expo. Good amount of vendors and yes it can get busy with people, but not like St. Paul. I go to the shows to chat with people I know in the industry and look at gear you wouldn’t find at scheels etc. I’ll shop online for sales.

Is the Ramsey show newer? Too early and too warm for me personally.

Rod in Zimm wrote:

Now to figure out away to study the Lakemaster maps without having to sit in the boat..

Navionics website has a free contour map viewer which is good for scouting lakes. Other wise hummingbirds one boat network app on your phone will give you the same HD lakemaster maps, I think its $30-40/a year? Well worth it for ice fishing alone.

Garmin pretty much owns the FFS sales space. I would only consider mega live if your whole boat is rigged with hummingbird and don’t want to add a new brand. Plenty of youtube videos comparing mega live and garmin- whether its the lvs32 or 34 transducer.

Apparently if I include links my posts don’t appear, but on LCCMR’s website you can see the projects funded under 2024 appropriations.

From ballotpedia, regarding the screenshot above regarding wastewater plants-

The assets of the fund shall not be used to pay the principal or interest of any bonds. The assets of the fund shall not be used to pay for any costs related to the construction, repair, improvement, or operation of any facility or system that processes wastewater, but may be used to pay for research related to wastewater.
Sounds fine to me! Construction of wastewater treatment plants shouldn’t be funded with natural resources dollars.

For every dollar spent on playing the lottery:

Approximately 63.9 cents is paid out in player prizes;
Approximately 12.6 cents goes toward the state’s General Fund;
Approximately 6.7 cents goes towards retailer commissions and incentives;
Approximately 5.9 cents goes towards ticket, vendor, and administrative costs;
Approximately 6.2 cents goes towards the Environment and Natural Resources Trust Fund;
Approximately 4.7 cents goes towards other programs supporting Minnesota’s environment.

The constitutional dedication of lottery dollars to ENRTF is set to expire, a 50% vote from Minnesota citizens is needed. This isn’t something legislatures can pass.
Some might be getting this fund confused with the clean water legacy amendment/outdoor heritage fund. Which has another 10 years.

You can see all of the projects funded for 2024 here. A large portion of this fund assists with permanent conservation easements on private lands- RIM. the LCCMR oversees and recommends to legislature how these dollars are used.

Gitchi Gummi wrote:

10k, I chuckle because I’m the last person you need to walk thru TVM with. Are we going to go over CAPM next? You could literally take any purchase you ever made and say “well if you invested that in the stock market it’d be worth X in Y number of years”. Looking thru that lens, spending money on literally anything would never make financial sense.

Perhaps I can rephrase my approach to make it more clear what I’m doing. I save ~40% of my gross pay each paycheck in various different investment vehicles (401k, Roth, HSA, HYSA, brokerage). I have >10X my max annual out of pocket in my HDHP saved in there and I max out my Roth and 401k every year, so I’m not in a pinch to be throwing as much as I possibly can into my HSA because I’m pretty happy with what % of my pay I’m currently saving. Is more better? You bet it is, but I could say you should be investing more into your IRA than you’re currently doing because everybody has non-essential spending. I’m not thinking of draining my HSA to buy a sauna. I’m thinking of increasing my future contributions to my HSA over the next 2 years (above what I already plan to contribute, sauna or no sauna) and use those additional dollars to fund a sauna. Would it be worth a crap ton more if I let it sit and grow while invested in my HSA for a number of years? Absolutely it would. But I could also say that the fishing gear you bought or new gun or new vehicle or iphone or heck even the last time you went out to eat, if you invested that money instead of spending it on X, Y, or Z, you’d have a gazillion dollars in 30 years. Same exact argument you’re making to me which is a moot point.

So yes, all money would be better off if invested instead of spent on non-essential goods. That’s a no brainer.

All I’m talking about doing is flowing funds (above what I already contribute) thru an HSA to leverage the tax savings and pay ~25% less out of pocket than I would have if I buy a sauna with after tax funds. Said another way, I am paying for it out of pocket by temporarily decreasing my take home pay and inflating my HSA contributions.

Thanks for coming to my Ted Talk

My apologies Gitchi, re-reading my post I didn’t clearly state what I was thinking, I see the confusion. You didn’t owe me a full explanation as its your personal situation, not mine, but I probably would have responded similar. TVM, the actual spending of money vs investing every single dollar etc. wasn’t my focus. I couldn’t even calculate my potential net worth if all of the money I have spent of fishing gear had been invested. The point I had in my head was HSA contributions and investing space is much more limited than say a 401k. I’d hate lose $10k of that space, and would pay with post tax dollars. BUT that is based on my personal situation and goals. You know a lot more than I, and doing better.

back on track-

Man now you have me thinking about how sweet a home sauna would be.. something to consider to put in the backyard of our next home . In the mean time I should find a local place to use a sauna at, our town’s 24/7 chain gym definitely doesn’t have one.

Gitchi Gummi wrote:

Another reason why HSA’s are one of the best tax advantage accounts and investment vehicles out there.

Yep. Which is why I can’t see how using HSA funds for a purchase like this pencils out lol. Sounds like you have financial knowledge though, and everyone’s situation is different so you should do what is best for you! the following uses your sauna purchase purely as an example, not coming at you directly.

I don’t want to derail the thread, and I know this isn’t a financial forum but want to share this quick if others reading are considering using their HSA money for large purchases, or not fully utilizing HSA space. Triple tax advantage and you have limited contribution space each year, better than Roth’s or 401k from strictly a tax standpoint. 2024 max for single coverage is $4,150 or $345.8/monthly.
Two hypothetically situations: You continue to contribute the 2024 max for the next 30 years at a conservative 6% return. One has $10k starting and the other $0 (you took $10k out for a big medical purchase). That is a $57k difference of tax free money by spending 10k of contribution space. Note- this does not account for the HSA max contribution increasing every few years, your end dollar amount could be much higher.
summary- If you can, pay for these purchases out of pocket.

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Those maps could help give you starting locations, but i probably wouldn’t spend the time creating points on each spot.

I only waypoint specific structure that I find and stands out, rock, gravel/mud transitions, lone weed clumps etc etc. Otherwise I use the shading to pick out points, certain breaks etc to fish. not creating way points on these unless i have a reason.

If I ever got one, I’d be talking to Dane Vocelka over in Mound, he also builds real nice custom fishing rods and a bass tournament angler. Pass the time talking fishing, plus his work looks good.

Home

If they have something in the works the are doing a good job at keeping it under wraps. There pro staff team might be small enough and word hasn’t gotten out. I heard first rumors of the vexilar 38 back in June or july.. I feel like Vexilar is more relevant than marcum these days which is saying something, not sure how something like this will sell, Garmin pretty much owns the live market.

Only hit I could find was on this tackle website, which I ‘ve never heard of. Up north sports usually is the first to have new products listed, even before the release dates sometimes.

https://www.cannontackle.com/product/details/11572/MARCUM-MULIVE-ULTRA-LIVE–CP1

*edit- I thought ‎LFVL-8 was the lite flite version but it isn’t. Look for model LFVLF-8 to get the lite flite auger.

From the vex sale to the striker predator sale now this, lot of big blow outs if you are willing to look hard.

Amazon has this one for the same price but looks like the metal 8″ auger

Deal is dead.. dang

JoeMX1825 wrote:

Vet bills can get stupid expensive quickly….

Not wrong. Imagine getting the full bill for a human ACL tear surgery, or a stomach surgery etc. Blows vet care out of the park. The bills hospitals etc. send insurance companies is insane, robbery in some cases. We just don’t see the full costs having insurance.

We have pets best for BIG emergencies only, high deductible low cost plan.. Don’t know the exact details off hand but the Wife handles it and I trust it is in our financial best interest. Only purpose it serves is to keep us from having money stand in the way of the dogs life.
We pay for everything else out of pocket. ACL tear, Cancer, obstruction surgeries add up quick. Pre-existing conditions aren’t covered so it is best to get it young.

Many vets carry the same policy for their pets, the big emergencies take specialists usually at an emergency clinic or the U of M.

Ah dang, sorry to hear it is blasto. Can’t imagine if my young golden got it. Hope for the best!

All the dealers have to be pissed, now they have to try and sell their flx30’s stock for the $700 retail when vex off loaded them and saturated the market for $250

JoeMX1825 wrote:

Its not just about the new screens, it’s the upgrading the power needed to run them that most overlook…its crazy how many amps today’s modern head units are requiring… Curious to see what Bird comes up with for their FFS 2.0 technology…That domino is likely the first to fall before Garmin releases their 2.0 tech then followed by Lowrance…

right. from what I have heard, garmin already has their new ffs developed but has no reason to release it since they own the market for the most part.

acarroline wrote:

Not feeling so great about the HELIX 12 CHIRP MSI GPS G4N I’m about to get rigged on my new boat…

If you got it on a good discount I wouldn’t worry too much, who knows how much the new ones will be

Brad Dimond wrote:

There are fewer vet schools in the U.S. than there are medical schools. A friend’s daughter is a large animal vet in Minnesota, she looked for a year before finding someone to bring in to her practice to offload work. When calves are dropping there is no saying no, especially to her husband who is a dairy farmer.

Hope things go well with your dog.

Yep. U of M vet school gets around 1,000 applicants a year, only accept around 100. 8 years of college and much more rigorous course loads and requirements to be a DVM than a human doctor. And human doctors get paid a good amount more. Health Insurance bs plays a big role in pay I’m sure.