If you budget properly a person making a average income can afford it.
Budgeting is huge! I’m only a few years out of college with a nice house and pickup, while making far less than many of my friends do. I (and my wife) budget every single penny we spend each month. After your first few months you can really see where you are wasting money!
The easiest examples come from TV, phones, drinks, food, groceries, eating out, and going to bars. A lot of my friends are still living in apartments and spending $30-45 at the bar every single Friday and Saturday night. Guess what, that’s $240-$360 a month wasted at the bar. I rarely drink now after budgeting (and growing up…), and while they may enjoy their bar life, I enjoy my money saved or spent elsewhere.
If you budget properly you can really start to take advantage of your income, no matter how high or low it is.