From: Justin Schneider
With Spring quickly approaching, I thought this would be a good time to reintroduce IDO members to Angler’s Advantage, a boat insurance product that will keep you properly covered when you’re on the water, and that may even put some additional money back in your pocket.
Have you taken the time to review your current boat insurance policy lately? Are you familiar with what coverages you have, and how they protect you and your boat? Most anglers are unaware what their boat insurance policy actually covers until it is too late and a claim occurs.
Here are some common misconceptions about what is covered under your current boat insurance policy:
Standard Insurance Carriers May not Cover:
• The Agreed Replacement Value of your boat, but instead the Actual Cash Value.
• Your boat while you are fishing tournaments or guiding.
• Your fishing equipment/electronics in the event of a loss.
• Emergency Services and Towing Coverage
Anglers Advantage Gold insurance does just that…and ordinary boat insurance does not! In addition to providing basic benefits designed for fishermen, this insurance policy offers you the opportunity customize your boat insurance policy to fit your needs. Whether you’re looking for specific coverages, higher liability limits, or lower deductibles, Angler’s Advantage can build a policy just for you.
Numerous IDO members have already taken advantage of this insurance opportunity and I have received some excellent great feedback from my clients in regards to the insurance products Angler’s Advantage offers.
Benefits of an Angler’s Advantage Insurance Policy:
•Reliable claims service with a very fast turnaround time.
• “Agreed Value” protection for your boat, versus “Actual Cash Value”
•”Disappearing Deductible Endorsement” or 10% “Claim Free” discount upon renewal
• A 5% discount for IDO members, and additional discounts for NPAA members, charter captains, etc.
• An IDO member as an agent who is only a PM away.
Anglers Advantage has some unique coverage options available to anglers such as:
•”Total Replacement Cost Coverage” Endorsement for boats which are less than five years old.
• “Tournament Fee Reimbursement Coverage” Endorsement
• Pro Angler/ Guide Coverage Endorsement
• Increased Fishing Rod, Tackle, Gear and Personal Effects Coverage
•Contaminant Spill / Pollution Liability Coverage Endorsement
If you haven’t taken the time to review you current boat insurance policy, I strongly urge you to do so. Angler’s Advantage offers a great line of insurance products that has the additional coverages most anglers are looking for.
To kick the open water season off with a bang, I am offering all IDO members who receive a complimentary insurance quote from Angler’s Advantage from now until May 1st an entry into a drawing for a $50 Gift Certificate to Evert’s Resort or Thorne Brothers. All you have to do is send me a PM or email and let me know you are interested. I will then provide you with the questions that need to be answered in order to work you up an insurance quote. The entire process should take you about 5 minutes, and it may put some additional money in your pocket as well as improve your current insurance coverage. Contact me today for your complimentary insurance review, you’ll be glad you did!
Email: [email protected]