As for safety, the Rossi’s actually have mid-cock settings AND an intercepter bar. Teach the youngster well and they’re very safe to use.
I’ve had 3 different Rossi combos, featuring .410, 20ga., 22LR, and .243. All fit well and performed fine but did notice a couple of things. One, packingheat is right about the .243 not being a tack driver but it was certainly good enough to be inside the vital area of a deer (I was using a cheaper scope….possible optics factor) and the recoil pad was very good at absorbing the recoil. The other thing I noticed is that if the gun comes with hi-vis sights, I think it actually makes the gun tougher to shoot. The 22LR’s with traditional irons were far more accurate than the hi-vis models.
Sold many a unit when I still worked for Mills Fleet Farm and never had one come back or anyone voice any regrets about making the purchase.