<div class=”d4p-bbt-quote-title”>Bearcat89 wrote:</div>
Doc knows and they know the cure but they send you to there buddy the ear specialist. Then they get a piece of the pie as well.
That’s not really how it works and I hope docs aren’t practicing that way. Besides, no doc/clinic is going to throw away money by sending them somewhere else. Good easy money in a lot of these simple procedures. Thing is, most docs do the opposite, do more than is needed to due billing/liability.
Simple example, say you tore a ligament. You know it, the doc knows it, everyone knows it. But before you get an MRI, you first will be getting an x-ray? Most diagnosis can have a series of billable and not needed procedures. Why? Because insurance pays for it… and that’s my biggest beef with healthcare.
Side note Little medical hack. Most clinics have something similar to MYCHART in which you can ask you provider questions. Say your kid has another ear infection. This can allow you to skip the BS appointment and get you straight to a specialist. Typically works with ongoing issues but some providers will due it up front. If you want to see a dermatologist, ask your primary via MYCHART if they get you a referral without a visit.
I agree – I’m going through some serious health stuff right now. First off, you have to understand you are your own best advocate. Ask questions, be critical of how and why you are being treated, seek other opinions, etc.
I have found that doctors and nurses (I’ve seen dozens in the past couple months) care tremendously about their patients and want the best for them. The issue lies mainly with the insurers and their requirements.
A couple other things – if there are minor issues like an earache or bad cold, etc. go see a minute clinic through CVS, Target, Walgreens, etc. They will treat you and move on.
Second, if the issue is more serious and you get insurance through your employer their benefits broker usually provides a service or a point of contact to ask specific questions about coverage, benefits, out of pocket costs, etc.