The weight differences are usually a wives tale since most don’t realize the differences are not extreme. I.E. the same engine classes use the same blocks, piston, and casing sizes with the only differential being larger carbs and lower units. A 2000 merc 90 weighs 359 lbs, while the 125 weighs 355. Boats transoms are tested at higher motor capacity than the rated sticker. If you’ve ever noticed a coast guard or G&P boat, they are all over rated in order to produce speed and reliability, most having 2 or 3 at the rated capacity. I have had 2 jon boats that were both outfitted with over sized motors and an after market stainless steel transom plate, an 18 ft with a 90 hp yamaha-rated for 60hp, and a 21 ft alumacraft tunnel hull with a 200hp evinrude, rated for 115hp. No transom issues, No issues ever with being checked by the G& P, licensing, or insurance/. You will have to rig it yourself, since a dealer won’t mount an over rated motor.The choice is yours, do what you want within your reason and safety factors.