looking for a cabin…

  • Deke12
    Posts: 152
    #1768257

    the family is looking to buy a cabin. we’re thinking central wisconsin to avoid the twin cities. looking for any advice on good lake in the area. looking for something within 3 hrs of rochester. thanks any help is appreciated.

    bigstorm
    Southern WI
    Posts: 1468
    #1768274

    Petenwell or Castle Rock area would get my vote.

    bzzsaw
    Hudson, Wi
    Posts: 3484
    #1768288

    Our cabin is in Cumberland WI. There are a bunch of nice lakes in the Amery, Siren, Balsam Lake, to Spooner area that would be within 3 hours of Rochester. One of our neighbors is from Rochester and has his place for sale now.

    Eelpoutguy
    Farmington, Outing
    Posts: 10638
    #1768291

    Pay close attention to the property taxes in Wisconsin. That was a deal-breaker for us and we ended up buying in Minnesota

    Tuma
    Inactive
    Farmington, MN
    Posts: 1403
    #1768300

    Pay close attention to the property taxes in Wisconsin

    My parents are selling their cabin in WI for this reason and looking for one in MN.

    suzuki
    Woodbury, Mn
    Posts: 18715
    #1768340

    Depends what you are looking for. Trego, Minong, Webster, etc. The further north you go the more public land there is. We live east of the metro so distance wise Wi is the best choice for us even though I would rather be in MN.
    2 hours and 10 min door to door. We didnt pick Wi. Wi picked us.
    I suggest getting up there and driving around. Maybe even enlist the services of a realtor.
    You will easily find what you want by seeing all the choices.

    chomps
    Sioux City IA
    Posts: 3974
    #1768362

    Mike, I’ll come visit, see if what you say is true. All I ask is for some Spotted Cow

    tbro16
    Inactive
    St Paul
    Posts: 1170
    #1768374

    Little more than 3 hours, but hayward has a few great lakes, like lac courte oreilles, the chippewa flowage, and Grindstone. I absolutely love the area and would recommend it to anyone!

    Eelpoutguy
    Farmington, Outing
    Posts: 10638
    #1768379

    also 2nd home mortgage interest is no longer deductible. sad

    bzzsaw
    Hudson, Wi
    Posts: 3484
    #1768404

    also 2nd home mortgage interest is no longer deductible. sad

    EPG,
    I hadn’t seen this before. You sure?

    munchy
    NULL
    Posts: 4947
    #1768411

    also 2nd home mortgage interest is no longer deductible. sad

    I believe that actually survived in the final revision of the new tax laws.

    Geerdes
    Brandon, SD 57005
    Posts: 791
    #1768415

    Our cabin is in Cumberland WI. There are a bunch of nice lakes in the Amery, Siren, Balsam Lake, to Spooner area that would be within 3 hours of Rochester. One of our neighbors is from Rochester and has his place for sale now.

    Address? Lake?

    crappie55369
    Mound, MN
    Posts: 5757
    #1768421

    It seems obvious from the replies but are property taxes significantly higher in Wisconsin?

    gregory
    Red wing,mn
    Posts: 1628
    #1768434

    I would stick to MN, wi northwoods crowded, fishing no good,high taxes… whistling

    Eelpoutguy
    Farmington, Outing
    Posts: 10638
    #1768436

    Munchy, You are correct. Whew that’s awesome. I’m going to celebrate tonight!!!

    While earlier incarnations of the Tax Cuts and Jobs Act proposed axing the mortgage interest deduction for second homes, the version of the plan signed into law preserves the ability to do so, if with less impact due to the $750,000 cap. The limit applies across all mortgages, meaning if a buyer with a $500,000 mortgage borrows $300,000 for a second home, the interest on $50,000 worth of those mortgages is not deductible.

    mxskeeter
    SW Wisconsin
    Posts: 3946
    #1768437

    I don’t know about NW Wi but taxes around Minocqua and St. Germain are cheap compared to southern wisconsin.

    bzzsaw
    Hudson, Wi
    Posts: 3484
    #1768439

    Sand Lake. North of Cumberland about 5 miles.

    bzzsaw
    Hudson, Wi
    Posts: 3484
    #1768440

    <div class=”d4p-bbt-quote-title”>bzzsaw wrote:</div>
    Our cabin is in Cumberland WI. There are a bunch of nice lakes in the Amery, Siren, Balsam Lake, to Spooner area that would be within 3 hours of Rochester. One of our neighbors is from Rochester and has his place for sale now.

    Address? Lake?

    Sand Lake. 5 miles Northwest of Cumberland.

    Walleyestudent Andy Cox
    Garrison MN-Mille Lacs
    Posts: 4484
    #1768450

    I would stick to MN, wi northwoods crowded, fishing no good,high taxes… whistling

    I’m sure too far for the OP for consideration, but Iron County WI…not crowded at all, in fact quite remote. And because of the fact that is remote, not many schools and therefore low taxes. Little or no social services or programs and no agriculture to drive up property values on which you would be taxed.

    And fishing good and nice at times to have a lake entirely to yourself.

    But I get’cha…tongue in cheek. wink

    Good thing it’s too far for away. whistling

    tbro16
    Inactive
    St Paul
    Posts: 1170
    #1768468

    I would stick to MN, wi northwoods crowded, fishing no good,high taxes… whistling

    no good fishing if your no good at fishing! Plenty of SMB, walleye, and muskie near Hayward. Also the turtle flambeau flowage is a real treat if youve never been up there (iron county). Absolutely love it there.

    muskie-tim
    Rush City MN
    Posts: 838
    #1768695

    Wisconsin taxes drove us to buy in MN. We were looking in WI but between cabin prices, crime rates and taxes we settled on MN. Make sure to check crime reports on the lakes you are considering. Parts of Lac Courte Oreilles, and Grindstone have a lot of break-ins.

    Walleyestudent Andy Cox
    Garrison MN-Mille Lacs
    Posts: 4484
    #1768710

    <div class=”d4p-bbt-quote-title”>gregory wrote:</div>
    I would stick to MN, wi northwoods crowded, fishing no good,high taxes… whistling

    no good fishing if your no good at fishing! Plenty of SMB, walleye, and muskie near Hayward. Also the turtle flambeau flowage is a real treat if youve never been up there (iron county). Absolutely love it there.

    I’m thinking Gregory was winking when he made his comment.

    Wisconsin taxes drove us to buy in MN. We were looking in WI but between cabin prices, crime rates and taxes we settled on MN. Make sure to check crime reports on the lakes you are considering. Parts of Lac Courte Oreilles, and Grindstone have a lot of break-ins.

    Pretty sure that’s not just exclusive to that area. Pockets of criminal behavior all about some MN recreational areas too. Desperate souls are indiscriminate on where they happen to be, and what looks to be an easy solution to their addictions.

    The tax disparity…I don’t know, could be? Years ago the taxes on the lakefront cabin I had in Iron Cty WI were relatively low. But then it was a divided property consisting of old resort cabins sold as individual units.

    Now, the property tax I pay for a villa on Mille Lacs is $350 a year to Aitkin Cty. That’s pretty cheap for a lake front view.

    wkw
    Posts: 741
    #1768712

    Nobody mentioned that the beer is cheaper in Wisconsin. That should make up for the higher taxes….LOL

    gregory
    Red wing,mn
    Posts: 1628
    #1768727

    Thanks walleye student..you are correct.I think everyone has serious cabin fever.

    rsballar6941
    Rochester, MN
    Posts: 412
    #1768738

    Im selling my lot…its on Red Cedar Lake. Unimproved lot that you could build a cabin on. PM me if interested.

    tbro16
    Inactive
    St Paul
    Posts: 1170
    #1768753

    Thanks walleye student..you are correct.I think everyone has serious cabin fever.

    My apologies wave

    All this ice and snow so close to opener has me thinking a little sideways.. my b!

    mxskeeter
    SW Wisconsin
    Posts: 3946
    #1768756

    Wisconsin taxes drove us to buy in MN. We were looking in WI but between cabin prices, crime rates and taxes we settled on MN. Make sure to check crime reports on the lakes you are considering. Parts of Lac Courte Oreilles, and Grindstone have a lot of break-ins.

    I vacationed on Leech 20 years ago. Met a retired policeman. He told me breakins were pretty common on cabins with absentee ownership even then in that area.

    Mike Klein
    Hastings, MN
    Posts: 1026
    #1768786

    I have a cabin on big McKenzie between spooner and web lake. Got the upnorth feel closer to cities not super crowded like. Or there Minnesota. Sure taxes might be higher but you get more for your money so that’s a trade off. Lots of decent lakes to fish. I own hunting land too. Lots of game around lot of public. Sure the big weekends are busy but the rest of the year fairly quiet.

    suzuki
    Woodbury, Mn
    Posts: 18715
    #1768796

    I should mention that we found our cabin (right down the road from Mr Klein apparently) from a fellow IDO’er after a post I made just like this one 12 years ago… Thanks again Scott!

    Eelpoutguy
    Farmington, Outing
    Posts: 10638
    #1768803

    We looked for over a year, never thought it would be that difficult to find a cabin. Went thru 3 realtors, finally used my realtor from the cities. I found the realtors up north didn’t seem to be that motivated, at least what I have been used to.
    We knew every place that was for sale within our parameters. Over 1000 acres, the lake needs to hold potential trophies, has to have a bar/burger joint that we can boat to.
    Then it was just a matter of watching the daily hotlist every morning. We placed an offer on our place 2 days before it hit the market.

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