Healthcare insurance for dogs. No, really.

  • suzuki
    Woodbury, Mn
    Posts: 18602
    #2290878

    Don’t know about insurance, but just wanted to add- had my 6 year old lab’s teeth cleaned professionally(a year ago) and it cost $500.

    Nutty.

    My youngest will let me use a dental pic on her canines so she at least has the appearance of clean teeth. grin

    Erik Swenson
    Posts: 415
    #2290894

    Don’t know about insurance, but just wanted to add- had my 6 year old lab’s teeth cleaned professionally(a year ago) and it cost $500.

    Nutty.

    Dang! Yeah that’s nutty cheap from what I’ve been seeing.

    Must not have needed to knock the dog out. If they did, I would like to know where you brought it please! I’ll pay $500 any day of the week and twice on Sundays…

    LabDaddy1
    Posts: 2421
    #2290902

    Maybe they didn’t but I think they did… Can’t believe that’s considered cheap.

    Yeah Suzuki I do my best to brush her teeth once in a while. It’s a task… lol

    Reef W
    Posts: 2706
    #2290906

    Must not have needed to knock the dog out. If they did, I would like to know where you brought it please! I’ll pay $500 any day of the week and twice on Sundays…

    Mine was $510 last time with sedation. Can’t tell you where though, they’re already too busy lol

    It’s crazy how much prices vary. This was $237 for sedation and stitching him up after hours at a rural vet, couldn’t believe it: https://www.in-depthoutdoors.com/community/forums/topic/shortest-opener-ever/

    dirtywater
    Posts: 1532
    #2290911

    Mine was $510 last time with sedation. Can’t tell you where though, they’re already too busy

    Reliable and reasonably priced vets are as closely kept secrets as honey holes. We went through 4 vets until we found our current shop and just pray they stay open a old time yet.

    Lost
    Shafer, MN
    Posts: 111
    #2290914

    It costs a lot to run a veterinary clinic. And to practice quality medicine that the doctors are comfortable with for the pets that are brought in. There are some “older” clinics around that will do things cheaper, but don’t have the same level of monitoring and may use different protocols that have higher risks of complications. On the other side of the equation is a trend of veterinary clinics being purchased by private equity groups, which seems to have a strong correlation with pricing adjustments. They don’t advertise that they’ve been sold to a corporate group, but if a clinic has a “medical director” and not an owner, that’s a telltale sign.

    For dentals, they run a lot cheaper if you help take care of your dogs teeth. If it goes a long while without being checked/cleaned and teeth deteriorate and need to be extracted, it will drastically impact the price. I watched my wife take 6 teeth yesterday and remove a lump from the gums on a dog and it is quite the process. Ask for an estimate, generally we try to do ours with a “high” and a “low” depending on how many (if any) extractions are needed. Quantity is hard ahead of time because you can’t know for sure until the pet is sedated and dental rads are completed.

    Health insurance for pets really depends on the breed, lifestyle, and how much you personally would put towards a pet. One of our vets has insurance on her Great Dane where she can drop him off at an emergency clinic and not worry about the price. We don’t have insurance and just keep an emergency fund for our crew, if one were to need something then we’d pay from that. If you have a working dog or a breed more prone to certain issues, then insurance with greater coverage might be worth considering. If you only want it for the extreme cases, then one with a higher deductible and lower monthly cost would make more sense.

    slough
    Posts: 579
    #2290932

    My lab had a dead tooth (incisor medial to the canine) last spring my vet recommended removing. They quoted 1300-1500 which I thought was nuts. Went to a more rural vet a half hour away and got it done for about 750 (with a cleaning, antibiotics, etc.)

    dhpricco
    Twin Cities, MN
    Posts: 613
    #2297394

    Just got a quote for accident only for my new pup that would be 10,000 annual max and $250 deductible through Pets Best. Looks like it would be $108 per year. Doesn’t seem too bad.

    FinickyFish
    Posts: 542
    #2297480

    Just got a quote for accident only for my new pup that would be 10,000 annual max and $250 deductible through Pets Best. Looks like it would be $108 per year. Doesn’t seem too bad.

    That’s what I have. One surgery for a foxglove seed that infected a salivary gland and it’s paid for itself. I think it’s a must for a hunting dog.

    dhpricco
    Twin Cities, MN
    Posts: 613
    #2299224

    Did a little more digging on the Petsbest and the only hangup I see is that for the “accident only” it would not cover an ACL surgery.

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