With that list of lakes, LM hands down.
When I got my first chip it was an 07 NAV because it had way more lakes on it. I soon learned that most of the structure was off by quite a bit from what my depth finder told me.
During the same time span I was fishing with friends who had LM chips and they were by far much more accurate. After that initial comparison of my NAV chip and others LM chip I quickly bought a LM in 08′.
I have since purchased 3 more LM chips and 1 NAV chip. ( A great lakes and costal gold version which was horrible and I sold.) If NAV does ever get any better, I will probly never know.
You will be MUCH happier with LM on your listed bodies of water.