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An outboard is just much easier to take care of. Plus they are usually more economical to run.
Hmmmm, not sure about that one. Show me a 385 HP outboard that gets 7 MPG like my Wellcraft with the 5.8 efi V-8 Mercruiser. At worst, the 4.3 will be the equal of any 4 stroke outboard of similar HP, but good luck getting a rig of that age with a 4 stroke for 8 grand.
It is true that the I/O needs to be winterized. While you CAN do this yourself, it’s a mess and a hassle and you have to get it right or it’s busted block time. For that reason, many choose to outsource it.
Below-the-waterline items also need to be inspected. bellows and gimble bearing inspections are easy, but eventually the all need to be replaced. Weather or not this is more or less expensive than whatever maintenance would have had to be done on an outboard of the same age is debatable.
The nice thing about I/Os is they are smooth, quiet, and fuel efficient. Turn the key and off you go. If it’s an EFI, then actual engine maintenance is as close to zero as you can get. Change oil/filter.
The downside is that they draft more water because the outdrive cannot be run trimmed as high as an outboard because doing so runs the drive shaft at an extreme angle and is very tough on the U-joints. So for getting out of shallow areas, you’re going to need deeper water in an I/O.
I would agree about the fishability concerns. This was ultimately why I got rid of my Crestliner Sportfish. It was just too high above the waterline.
The question is how much is the ride quality and quiet operation worth to you.
Grouse