How many of you

  • chomps
    Sioux City IA
    Posts: 3974
    #1204765

    hey Big G go out and buy your own individual coverage, then let the rest of us self employed people know what you ran into.

    mplspug
    Palmetto, Florida
    Posts: 25026
    #1204774

    Quote:


    What this is missing is that we were ALREADY paying for these people. Including large numbers of people who could afford health insurance, but just chose to roll the dice.

    When all these uninsured get sick, the welfare system (aka the Taxpayer) has to pay for thier care. Governments at all levels have been having to foot the bills for these people, so if you’re a working person, you’ve been paying for them anyway.

    If there’s good to come out of this it will be getting the freeloaders off the backs of the regular people. I almost puke every time I hear of some eejet who wrecked his Harley or snow machine and needs expensive medical care because he has no insurance.

    Increases in preimums have been going on at double digit levels for 10 years or more now. Nothing to do with Obama, Bush, Clinton, or Elvis for that matter.

    It’s all about how in America we demand the best of everything, a pill for everything, and for end-of-life care that costs tens of billions but doesn’t impact the outcome. All those pills that you’re supposed to ask your Doctor about don’t come for free.

    Grouse


    So if we are already paying for them, why did we need to set up another system? I don’t see it saving us money.

    The best argument you can make I think is that preventative care will lower costs. But lets be honest, now lower income people and the uninsured will have medical coverage. For them it will be a “free” pass to go to the doctor. And it will be a free pass for the doctor to prescribe whatever pharm he owes for his last golf outing. And now if they find something it is going to cost us to treat them. Or if they go in and the doctor says they need to change their lifestyle or else, many won’t follow through and the or else is going to lead to expensive treatments.

    I think the best that the authors of the AHCA can hope for is a push as far as expense is concerned. The problem is in the US there are no incentives built for the insured to be healthy or to only use medical services when truly needed.

    Joe Scegura
    Alexandria MN
    Posts: 2758
    #1204786

    Quote:


    Quote:


    Quote:


    sky… falling….. Like people needed 1 more reason to beoch about the government Some of you better stock up on your blood pressure meds NOW !!!!


    Adding a whole bunch of high risk people and those that never had insurance into the pool. What did they think was gonna happen?


    What this is missing is that we were ALREADY paying for these people. Including large numbers of people who could afford health insurance, but just chose to roll the dice.

    When all these uninsured get sick, the welfare system (aka the Taxpayer) has to pay for thier care. Governments at all levels have been having to foot the bills for these people, so if you’re a working person, you’ve been paying for them anyway.

    If there’s good to come out of this it will be getting the freeloaders off the backs of the regular people. I almost puke every time I hear of some eejet who wrecked his Harley or snow machine and needs expensive medical care because he has no insurance.

    Increases in preimums have been going on at double digit levels for 10 years or more now. Nothing to do with Obama, Bush, Clinton, or Elvis for that matter.

    It’s all about how in America we demand the best of everything, a pill for everything, and for end-of-life care that costs tens of billions but doesn’t impact the outcome. All those pills that you’re supposed to ask your Doctor about don’t come for free.

    Grouse


    If we were already paying for all of these people with taxes and now we are paying for them with our premiums… that means taxes are going to plummet

    mplspug
    Palmetto, Florida
    Posts: 25026
    #1204812

    I assume that is sarcasm…

    Joe Scegura
    Alexandria MN
    Posts: 2758
    #1204814

    Quote:


    I assume that is sarcasm…


    Yes

    big_g
    Isle, MN
    Posts: 22548
    #1204822

    Quote:


    hey Big G go out and buy your own individual coverage, then let the rest of us self employed people know what you ran into.


    Hey chomps, its all about “choices”… you make yours and I will continue to make mine. Oh you poor poor self employed people….didn’t realize the guberment made you do that too (my wife and I own our own small business… she is self employed, our choice)

    mplspug
    Palmetto, Florida
    Posts: 25026
    #1204838

    He made his choice before the gooferment decided to change the rules.

    TheFamousGrouse
    St. Paul, MN
    Posts: 11838
    #1204842

    Quote:


    So if we are already paying for them, why did we need to set up another system? I don’t see it saving us money.

    The best argument you can make I think is that preventative care will lower costs. But lets be honest, now lower income people and the uninsured will have medical coverage. For them it will be a “free” pass to go to the doctor. And it will be a free pass for the doctor to prescribe whatever pharm he owes for his last golf outing. And now if they find something it is going to cost us to treat them. Or if they go in and the doctor says they need to change their lifestyle or else, many won’t follow through and the or else is going to lead to expensive treatments.

    I think the best that the authors of the AHCA can hope for is a push as far as expense is concerned. The problem is in the US there are no incentives built for the insured to be healthy or to only use medical services when truly needed.


    We’re not setting up another system. We had private insurance last year, this year we have private insurance. Where’s the “other system”?

    The only difference is that everyone has to get coverage now and the freeloaders can’t opt out and let everyone else pick up the tab.

    You could be right about the previously uninsured taking a “I have it, I might as well use it often” line. So how would that be any different from the people we all know who run to the Doctor begging for antibiotics every time they get a cold?

    Right now, the problem is that the uninsured are getting care in the most expensive and least effective way possible. By waiting until the need is critical and then coming in to the ER to get very expensive care where the $ per unit of outcome are the highest.

    We’re all paying for that now with higher taxes AND increased insurance preimums.

    I totally agree, Obamacare doesn’t solve all the problems or even most of them and maybe none of them. Healthcare costs in this country are too high and are rising too fast and our expectations are unrealistic and that costs hundreds of billions each year that we all pay for.

    To me, it just makes things more fair by getting freeloaders off of other people’s backs and making them pay their share. I was never under the illusion that this would save me personally tons of money, but as I said, I’m sick of people out there who COULD be buying insurance but figure they’ll spend money on Harleys, snow machines, big vacations, and houses they can’t afford while letting me pay for their healthcare when they get sick.

    Grouse

    mossydan
    Cedar Rapids, Iowa
    Posts: 7727
    #1204848

    I listened to a commentary yesterday that was made by an insurance industry analyst that said alot of the private insurance companies weren’t delivering what they said they would be able to deliver in their contract. In other words when certain health situations came about, the owner thinking they would be covered, they weren’t, the commentator said beware of the fine print. The commentary sounded like the insurance companies generalized their coverage but had a choice in what they actually covered when it came down too it and they wanted your money but wouldn’t fully cover what it sounded like they were promising. The commentator said that, yes, some premiums would go up because the plan would cover more health issues better and more thoroughly, and he said alot of the private health insurances were only covering marginally, and gave them enough room to cover what they wanted too. The health insurance companies were canceling people because basically their insurance wasn’t covering as much as the new health care rules dictate. It sounded like they wanted your money but didn’t want to cover thoroughly what it sounded like they were covering and it was at their discretion. That was my take on it anyway.

    big_g
    Isle, MN
    Posts: 22548
    #1204859

    Quote:


    He made his choice before the gooferment decided to change the rules.


    well then he has to stick to it through thick and thin… no choice

    chomps
    Sioux City IA
    Posts: 3974
    #1204869

    Quote:


    Quote:


    He made his choice before the gooferment decided to change the rules.


    well then he has to stick to it through thick and thin… no choice


    so after doing your research on individual health insurance before and after Obama care what did you come up with? Also Ask your self employed wife that since healthcare costs are rising (yes everyone insured pays extra governmental fees) does her earnings increase? What are your choices if you become unemployed? Permanently disabled? I am self employed, wouldn’t trade it for the world to have to be a “yes” man.

    mplspug
    Palmetto, Florida
    Posts: 25026
    #1204881

    Its like a glass shard laden dock. Sure it hurts, but at the end you get to go fishing.

    Something like that.

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