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I think I’d have asked just why he was coming on board. They have to tell you why they are boarding if you ask. I’m not all that certain but maybe they have to tell you straight up that they are coming on deck before they do so. As a rule they are not going to come aboard without some reason or suspicion.
A CO can board without asking if they want to, to check the fish in your possession (livewell). Now someone like a USCG officer or state water patrol cannot board without probable cause or permission from you, since they likely would not be checking your fish. But if they wanted to and had the authority to check your fish they could do it AND CHECK YOUR LIVEWELL ONLY.
I would venture to guess that anyone who asks “why are you getting on my boat” would get the same answer…. to check the livewell for fish.
If you care about your rights, please understand that they cannot check anything else except for the state required items while on board, and they cannot just search through your boat for them. They have to ask to see them. This would be life jackets, fire extinguisher, etc. The ONLY time they can search your boat in closed compartments is if they have probable cause, and if they try and do it without saying anything just stop them and ask what they are looking for. If they do not give you a reason or just ignore you, TAKE NOTE! They probably just did an illegal search.
Things they CAN do:
Board your boat without asking to check your possession of fish, even if you say you have none. If you tell them they cannot board, and they think you have a livewell they will board anyways. If you do not have a livewell they cannot board without probable cause that a crime is being/has been committed.
Look in any open compartments by sight, they cannot dig through them.
Check your normal required items.