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Not sure on legalities. Is there areas now finished that were not before? ie basement. You could ignore but then if you get assessed higher you would have to contest it and show proof.
I finished a bathroom in the basement. It was rocked but I added water lines and installed toilet, bathtub and sink along with tiling floor. Did it myself with friends help. Did not get permit. Wondering if in addition to increasing my taxes the building inspector will be knocking on my door next?
I’ll throw another point out about the Building Inspectors showing up or checking because you did work without a permit.
I did some remodeling, including our main bath a few years back, had everything inspected. In speaking with the State Electrical Inspector (because I put a whole new Panel in to add more circuits and adding a Heated Tile Floor in the bath [PS: My wife did not want to take the time and expense of adding this option, but I insisted, scored many brownie points, she would not go without it now and wants the same installed in out lower level bath.]) I told him how many friends suggested I skip the expense and time of inspections.
He told me go ahead, but the County Assessor may see the work and report it/check with the City about permits, then they’ll come after you in some cases. He also said the worst case scenario is if you have a Fire or someone gets shocked, the Insurance company may look through the records and if they determine you did work without a permit, they (Insurance Company) may refuse to cover anything blaming it on your personal negligence.
It was the following year the Assessor came by and checked it out, Tax Value went up.
Yes, inspections may be a hassle and yes, the assessor will find out sooner or later and yes, the value for taxes goes up.
