Any one have a couple bucks they could borrow me?

  • Brian Klawitter
    Keymaster
    Minnesota/Wisconsin Mississippi River
    Posts: 59992
    #1277281

    Checked the on line bank account last night and it was over drawn…way over drawn! What???

    Two transactions to Fort Western Catalog 888-310-3678 NEUS was the culprit.

    One quick call to Nebraska and I found someone by the name of Phil using my last name, my address and my phone number…well one digit off, order hundreds of dollars worth of Blue Jeans and other clothing. Guess I should have asked what style to ensure this thief had good taste.

    The shipping address was in Seattle WA.

    Fort Western said they were going to put in a fraud claim…and I said I’m going to be calling my bank for the same.

    Half hour later, my cash card was cancel and the forms faxed in for fraud. Not exactly what I was planning on doing last night.

    My question is, how the heck did they get my card number?

    I used my card on line once in the last 30 days and after checking again, it was to a secure site.

    Otherwise just gas stations and restaurants locally that swipe the card.

    Amazing.

    bigcrappie
    Blaine
    Posts: 4330
    #1068241

    Acouple months ago I bought gas in Puerto Pico while I was working in ND. I figured it was the guy working at the car rental place. My credit card company called to ask if I was using it. I had her check and it was a card swipe, so they put my number on a fake card to use it.

    steveo
    W Central Sconnie
    Posts: 4102
    #1068242

    Using a debit card for on line transactions is not recommended. Similar thing happened to me with my Cabelas credit card. Their security dept called me and asked if i was in FT Myers FL trying to key in my number at a gas pump. I was not. Cancelled card immediately and sent a new one. I was impressed that they flagged it so quickly

    Paulski
    “Ever Wonder Why There Are No Democrats On Mount Rushmore ? "
    Posts: 1196
    #1068243

    I have been to Ohio and also on a train outside of Beijing over the 2 last years myself, both times I was hungry as I was buying lunch…

    Both were caught immediately by my credit card company, and I had calls within an hour notifying me.

    mplspug
    Palmetto, Florida
    Posts: 25026
    #1068245

    WTF? They just targeting us cat guys because we are snappy dressers who use expensive equipment so they think we have money???

    I feel your pain.

    By the way, the card I was sent after my mess worked everywhere except my web host.

    Long story short, I called the number on the back of the card. She insisted that we cancel the card, even though I used it everywhere else without a problem. I said could use my other card for the host, but she said we had to cancel it. There were a couple F bombs from there on out.

    So I went into the bank on Wednesday and got a temporary card. Now yesterday I received 2 new cards with different account numbers! Seriously, how can they keep screwing up?

    Now I have to call and see what is going on. Generally I am tolerant, I know mistakes can be made, but this is ridiculous. I can’t imagine I am the first person they have sent 2 cards to. With the money they have, they should have a problem like this fixed!

    Apparently it is pretty easy to steal card numbers now. Anyone can swipe your card on a machine and get the numbers and they just need to write down the security code on back. A lot of good that thing does. Or they just need to get the account numbers and security code.

    The advice I was given was to tie your checking account to another account like a savings account. Only keep enough to cover purchases in the checking account, that way you will be alerted if a charge is made past your balance.

    I basically only keep track by checking my account online. Having to keep track of charges would or will be a pain. Seems like the whole debit card system is starting to fail.

    By the way, they get your info and then turn around and sell it. That’s how it ends up in the hands of people purchasing things in other states and China.

    85lund
    Menomonie, WI
    Posts: 2317
    #1068257

    Bummer BK. On the bright side, the money is usually returned quickly by your bank .It is not always online, restaurants and other places we give our card to for them to process can get the numbers easily too.

    Brian Klawitter
    Keymaster
    Minnesota/Wisconsin Mississippi River
    Posts: 59992
    #1068260

    Quote:


    It is not always online, restaurants and other places we give our card to for them to process can get the numbers easily too.


    I guess it can happen anywhere…

    I’m a creature of habit and the FW keeps me on a short leash. In the last 60 days, I went to Old Chicago, bought dance lessons over the phone and one other on line transaction that was out of the ordinary gas stations/restaurants that I’ve been going to for years.

    So how does this work? I mean the products were sent to an address in WA? Wouldn’t that be an easy way catch the thief?

    Maybe I shouldn’t be talking about “how to steal” on line?

    Denny O
    Central IOWA
    Posts: 5821
    #1068262

    Our BP card has been stolen(in #’s only) 2 times in the last 2 years. They have been the ones to reconize it. each time. New cards were on their way next day and no issues w/ the credit cards.

    Brian Klawitter
    Keymaster
    Minnesota/Wisconsin Mississippi River
    Posts: 59992
    #1068263

    Another thing. This all started with all the AIS talk.

    sgt._rock
    Rochester, MN
    Posts: 2517
    #1068264

    I had it happen too with my Cabelas card. Somebody bought a $100 toaster from Bed Bath Beyond online and was sent to Vermont address. Used my wifes name and address etc. Took 4 months to get it straightened out. The pain is setting up new account numbers on vendors with auto payments.

    mplspug
    Palmetto, Florida
    Posts: 25026
    #1068277

    I don’t think that the card/bank bothers to go after these people. They just write it off because I am sure investigating these people would cost more than they stole.

    tomr
    cottage grove, mn
    Posts: 1277
    #1068290

    I have only had one card number stolen and that happened in Cozumel mexico about 15 yrs ago, sounds like I have been lucky it hasn’t happened again. When I returned I had a $ 1500 charge at the local hospital. Credit card company returned all the money to my account.

    TheFamousGrouse
    St. Paul, MN
    Posts: 11654
    #1068298

    It’s a pain in the buttski, but what can you do? That’s the modern world for you.

    I will say, however, that this is why I like using a credit card and then paying the bill at the end of the month after I check every charge. Especially for mail order and ALWAYS for foreign travel. I don’t even take my debit card along on trips outside the USA, I just take two credit cards.

    The nice thing about a credit card is that the card company is playing with their own money. If a fraud transaction comes through, it’s come out of the card company’s account, not mine. I dispute it, end of story.

    Mrs. Grouse travels a lot for business and stacks up a lot of charges on her corporate card. Fraud is almost gaurenteed when traveling to certain countries especially in Asia as ripping off number is endemic, so again it’s very nice to file a fraud report and be done with it.

    Grouse

    desperado
    Posts: 3010
    #1068300

    I could float ya a loan.
    But if you’re just gonna blow it all ordering designer jeans on the internet …

    TheFamousGrouse
    St. Paul, MN
    Posts: 11654
    #1068302

    Quote:


    I could float ya a loan.
    But if you’re just gonna blow it all ordering designer jeans on the internet …


    That’s really not fair. He would probably spend some of it on stinkbait as well as blowing it on designer jeans.

    He’s a catfisher, for cripes sake. You can’t expect him to be normal and whatever.

    Grouse

    desperado
    Posts: 3010
    #1068314

    Quote:


    That’s really not fair. He would probably spend some of it on stinkbait as well


    and here I was just concerned about being an enabler for this “jeans” obsession (obvious denial tactic by the way; someone else ordered them with my info)

    But … Wow, the ugly (stinky?) truth continues to unfold

    Brian Klawitter
    Keymaster
    Minnesota/Wisconsin Mississippi River
    Posts: 59992
    #1068316

    My first thought was to post a note here saying I went to London on a short notice and had my card stolen. I have a new passport, but I can’t pay for the flight home.

    Could one of you wire me $2000.00 for the airline ticket?

    desperado
    Posts: 3010
    #1068323

    does someone need an INTERVENTION ?

    mplspug
    Palmetto, Florida
    Posts: 25026
    #1068327

    Quote:


    My first thought was to post a note here saying I went to London on a short notice and had my card stolen. I have a new passport, but I can’t pay for the flight home.

    Could one of you wire me $2000.00 for the airline ticket?



    Are YOU the famed Nigerian Prince?

    Brian Klawitter
    Keymaster
    Minnesota/Wisconsin Mississippi River
    Posts: 59992
    #1068335

    Pug, post your account number here. I have an inheritance to put into your account.

    mplspug
    Palmetto, Florida
    Posts: 25026
    #1038127

    5318008

    Extra credit if you realize what the joke is there I am inferring. I was very calculating in my response.

    Brian Klawitter
    Keymaster
    Minnesota/Wisconsin Mississippi River
    Posts: 59992
    #1068346

    You are so infatuated.

    Buzz
    Minneapolis MN
    Posts: 1814
    #1068354

    For Sale: Blue Jeans like new! Buy a pair and 10% of the proceeds go to buying the MN DNR a new Drive through Autoclave. This offer is nothing to carp about. Totally legit, move on it now, not a snails pace but quick like a silver fish. Don’t be a bighead about it. Also have new Zebra striped shirts and hats.

    Brian Klawitter
    Keymaster
    Minnesota/Wisconsin Mississippi River
    Posts: 59992
    #1068364

    Funny you posted to this Buzz. I think it was from your email that I received the last request for $2k. How was your trip to London anyway? LOL!

    mikehd
    Dousman, WI
    Posts: 965
    #1068376

    My VISA card got hijacked last thursday – got a call from the CC company about a $3,000 charge in the U.K. and another one in California. Luckily they denied both and I got my new card in the mail yesterday. I’m wondering also how they got my number to use as i very rarely even use this card and like you only on secure sites or for gas or food or lodging. Dangit!!!!!!!!!!

    mplspug
    Palmetto, Florida
    Posts: 25026
    #1068398

    Time for a class action against VISA. Sure, we got our money back, but I am emotionally scarred by all the work I have to do to fix things.

    I also ended up putting a limit on the total transaction I could do.

    Brian Klawitter
    Keymaster
    Minnesota/Wisconsin Mississippi River
    Posts: 59992
    #1068412

    I’m convinced it’s employees of these card companies selling the info.

    A freind of mine was just telling me of his credit card # being used…and he never activated it (the card). How does that work??

    It didn’t say anything in the Terms of Agreement about taking away time out of my life.

    dfresh
    Fridley, MN
    Posts: 3053
    #1068442

    Quote:


    5318008


    Heheheh.

    mplspug
    Palmetto, Florida
    Posts: 25026
    #1068445

    I think it might be time to petition the Mn Attorney General to launch and investigation. Something is fishy.

    http://www.zdnet.com/blog/security/over-15-million-visa-mastercard-credit-card-numbers-stolen/11755

    http://online.wsj.com/article/SB10001424052702303877604577382522160414052.html?mod=googlenews_wsj

    http://www.informationweek.com/news/security/attacks/232901419

    Now it makes sense why the lady wanted to just cancel my debit card out right.

    1hl&sinker
    On the St.Croix
    Posts: 2501
    #596768

    A couple of bucks no prob! I know I have a $2 bill around here somewhere. I’ll PM you when I find it. It will be worth a lot someday so hang on to it. I also have a fiver of Canadian from 1985 you can have also.

    Happy to help out.

    I had $530.67 withdrawn out out my my account that I did not do and even the account number from the check issued did not match. I was promptly corrected but I still was issued a service fee. That fee did not stand long.
    What are we getting into with this electronic age?

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