Quote:
Quote:
You can find lenders who will do manual underwriting when you have no credit and have cash to put down on a house.
Does Vinny still go by Knuckles?
When you find that bank or lender you will generally pay a higher rate that if you had a simple 620 or even a 600 credit score with less money down. Lots of different ways to skin a credit cat, so find something that fits your household, learn the mistakes when your young and prepare yourself when you have more responsibilites like a family etc.