I have a 07 Ranger 619 and pay $408 a year with a $1000 deductable. Seems high, what about you?
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What do you pay for boat insurance?
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August 13, 2011 at 2:24 pm #988138
$480yr/$500 deductable… Unfortunately im doing a claim now and I couldnt be happier with how helpful and cooperative the insurance company has been.
Boat is still getting fixed and they have already sent check
I will post details after its all taken care of…
Worldwide Marine has lived up to the hype so far in my eyes….mojogunter
Posts: 3243August 13, 2011 at 3:26 pm #988152obviously, depends on what your rig is worth.
my ins. was 150/yr on 01 tracker targa 17/90 4strk merc
after trade … 200/yr 2010 alumacraft nav 165 sport/90 4strk merc, with 250 deductible.
again from mr. obvious … higher deductible = lower rate and vice versa.August 13, 2011 at 5:00 pm #988170$153 per year which includes $10,000 coverage on my boat with a $500 deductable and $10,000 on personal property with a deductable of $100. I have made 2 claims in 2 years and both times have had my check within 48 hours…Very happy with my guy
August 13, 2011 at 5:42 pm #988175On a 2008 Ranger 621 mine is $518 annually ($500 disappearing deductible) for $55,000 agreed value replacement coverage, $10,000 equipment coverage, on water towing, $1,000 pet insurance included. With the disappearing deductible its currently at $150 after 3 years of coverage.
August 13, 2011 at 7:06 pm #9881782009 Lund ProGuide, 90hp Yamaha, two electrics, two HDS units. I have full replacement policy at a stated value of 35k. $187 per year with $500 deductible Progressive Insurance.
August 13, 2011 at 8:41 pm #988186I would say $200/yr with a $500-$1000 deductible sounds about right.
Anything more, I feel you are paying too much. Lets face it, boats are gonna run $5000-$60,000 depending… liabilty will run $100K-$500K depending… that is what you should be paying for, more or less.
August 14, 2011 at 1:53 am #988220Justin from Woods and Water is likely fishing…but he’s my guy.
Each year I’m accident/claim free my deductible drops by $100.00. I’m thinking my deductible is 0 next year.
August 14, 2011 at 3:32 pm #9882502007 Lund Classic, 50hp Merc 4 stroke and everything else.
I pay $140.00 annually.
That includes replacement cost for all contents which really helps if you have a loss.
I pay a $100.00 deductible.
I have approx $10,000 on contents which includes my 2 Bird SI units, all tackle and rods and anything elkse in the boat.
I just had a theft or approx 270 crankbaits and everything was replaced at no cost to me.
Another suggestion to all is that oif you have alot of tackle, rods, reels etc, keep a list of exactly what is owned, models, reciepts and so on and the insurance asked me to prove what I owned.
I had all my photo’s, reciepts and so on so I could prove exactly what I owned which really helped or I believe I would have had some issues with my claim.
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