IMHO if you are running a powerdrive or a terrova, I think a US is the only way to go, since the unit can turn more than 360 degrees. On a cable drive mounting one exteranally works pretty good, because they can’t really turn much more than 360 degrees. If you fish a lot of shallow areas with stumps or other hazards you can bump into, there are some various products on the market that can protect it, most work pretty good. Biggest problem you’ll face is going to be pinching the cable, eventually it’s going to get pinch one too many times, unless you are super careful everytime, yo also run the option on a autopilot that the auto pilot goes wacky (which happens quite often to certain units, it can be fixed) and it will turn in circles and snap your cable, I know that’s happened to a lot of people too.
That being said if I were buying one, there is no way I’d consider buying one without the US it’s worth it, if I already had a unit, I’d probably mount one on it and live with the hassle.
(I should mention I’m only familar with Minn Kota products myself)