It depends a lot on how you are going to use it.
First off I’ve heard people say the HD unit record better than to a SD card, now I can’t back that up with any experince, but it’s what I heard. I suspect that has a lot to do with the SD card’s quality, the better the card the faster you can write to it, the better the info will take. I’m going to venture the guess to say that this will only matter to about .01% of people.
I think you are limited to a 2 gig sd card, with a unit, not 100% sure about that, eitherway it doesn elimante the need for an sd card, a smaller card would probably still be able to transfer the info, thought if you did really big files it may take awhile.
Now if you planned on making lakemaps of your own with the software available, the HD would probably be worth it.
The selling points as I see are mostly the write ability and storage of the HD, which again I think matter very little, and the points of interest and road maps. The HD comes fully loaded with street level road maps, anywhere in the US, so it actually would work in car for navigation, the only downside is I don’t think you can enter an adderess and get turn by turn directions. I suppose if you ran a Lakemaster chip and only in MN that wouldn’t be much of a selling point either.
I think everyone is still going to buy a navionics or lakemaster chip wither the get the HD model or not, fact is Navionic and lakemaster make better contour maps.
I’m not sure most of any people need the HD. I got the HD in my 111, I think I’d be just as happy without the HD, I doubt I’d buy an HD model again, given the cheaper choice of the non HD. I got a deal on my 111, so I ended up with the HD.