I have owned four houses with hot water boilers. In the two houses with older boiler I replaced them both one with 95% condensing boiler and the other with a 85% Slant Fin boiler. The Slant Fin is very similar to your McLain.
It sound like you have some install issues with your current boiler.
Corner cutting on the original install.
You should never have any gurgling sounds. Does you system have pressure regulated automatic water make-up? Does you system have a “air scoop”? Is your expansion tank about a foot in diameter and a foot tall? Do you have multi-zone heating?
I love hot water heat. I had my current home built with heat in the floor/hot water heat.
$8k is a little steep. I would get some more estimates. If you can sweet pipes and have some mechanical skills. A new 95% efficient boiler is about $2700 and it takes about $1200 in additional materials to replace the complete system.
I usually do my heating work in the summer time.