I had pretty much the same list of needs and wants.
Totally agree with PatK. Unless you’re REALLY into the “building” part and that’s the big appeal, you’re essentially reinventing the wheel at a higher cost by building vs just buying.
I ended up with a Mossberg MMR Hunter. See article here: Confessions of an AR Virgin.
BTW, read my Observations for the Bolt Action Convert at the end of the above article. All of them are completely true and will almost certainly apply in your case.
From my experience and subsequent reading, I’ll say that with any low to mid-priced AR you’ll still get PLENTY of “build” opportunities because:
1) The trigger will be totally crap, you will hate it, and it will need to be modded or replaced to make it even remotely acceptable.
2) You’ll probably want/need to change at least one other item, which will produce another opportunity for working on it without doing an actual build. With me, it was the ka-poooooooingggggg of the recoil buffer spring. Dammit, that’s really annoying. So I’ve been toying with various ways of quieting that spring. Also, I hate the orientation of the latch on the charging handle.
3) You still have to mount all your accessories. This is actually more difficult than it sounds because in AR Land, these are all going to be different than what you’d have used with a standard bolt action.
But overall, they ARE a lot of fun. I was not able to fit in a p-dog trip last summer due to work, but I WILL be taking the AR and an extra 750 rounds with me on the next trip.
I just had it out to the range back in October and the MMR produced 10 sequential 5 shot groups of <1 inch. While nothing to write home about for a quality bolt gun, this to me was impressive performance from an AR of this price range and it will certainly whack varmints with impunity at ranges of 300 and less.
Grouse